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Harga spesial dan cashback Rp2 juta Khusus untuk kamu pengguna baru 1 - 8 Desember 2024, jalan-jalan ke Jepang pulang pergi dari Jakarta dengan harga spesial dan cashback tambahan Rp2 juta! Harga spesial cek di sini. Syarat dan Ketentuan Pengguna Baru Program cashback Rp2 Juta hanya berlaku untuk nasabah baru Jenius yang melakukan registrasi dan aktivasi akun Jenius pada tanggal 1 – 8 Desember 2024 Berikut adalah detail cara registrasi Akun Jenius https://www.jenius.com/faq/mengenal-jenius/registrasi Agar dapat mengikuti program ini, nasabah baru WAJIB melakukan penempatan di Flexi Rasa Maxi New User minimal Rp100 juta dengan pilihan tenor 3 atau 6 bulan. Link program Flexi Rasa Maxi https://jenius.cc/FRM-newuser Jika nasabah melakukan pembatalan (break) pada Flexi Rasa Maxi yang sudah dibuat sebelum tenor berakhir, maka akan berlaku pinalti Flexi Rasa Maxi New User dan nominal program cashback Rp2juta. Simulasi ketentuan pinalti: https://jenius.cc/FRM-newuser Nasabah dapat membeli tiket pesawat dengan Harga Spesial dan berkesempatan mendapatkan cashback tambahan Rp2 juta di booth Avia Tour Spac8, UG ASHTA District 8, periode 6 - 8 Desember 2024. Penempatan Flexi Rasa Maxi New User harus dilakukan sebelum melakukan transaksi Harga Spesial di booth Avia Tour Program berlaku khusus nasabah baru Jenius yang telah memiliki Kartu Debit Jenius Visa dan Kartu Kredit Jenius Visa. Informasi bonus cashback Rp2 juta akan diberikan melalui akun resmi WhatsApp Jenius kepada nasabah yang memenuhi kriteria program. Cashback Rp2 juta Jenius Carter Pesawat – Japan Edition akan dikirim ke Saldo Aktif nasabah maksimal 14 Hari Kerja setelah event berakhir. Nasabah berhak menerima 1 kali cashback selama periode program.

Program berlaku 6 - 8 Desember 2024, pukul 07.00 - 17.00 WIB setiap harinya Flexi Rasa Maxi Cashback hingga 7.50% p.a. berlaku untuk seluruh pengguna Jenius. Jika waktu penempatan atau periode program telah berakhir, maka kartu khusus Flexi Rasa Maxi Flash Funds akan di turunkan dari aplikasi Jenius, sehingga Nasabah tidak bisa melihat penawaran tersebut pada aplikasi. Bunga dapat berubah sewaktu-waktu setelah periode program. Satu Nasabah dapat melakukan penempatan berkali-kali dengan sumber dana segar. Penempatan akan dapat dilakukan menggunakan dana segar (dana dari luar akun SMBCI/Jenius). Dana segar yang berlaku adalah dana yang ditransfer ke akun Jenius dalam bulan yang sama dengan pembuatan tabungan Flexi Rasa Maxi. Buka Flexi Saver lalu klik Flexi Rasa Maxi di aplikasi untuk cek detail program Cashback akan dikirimkan ke Saldo Aktif Nasabah dalam waktu 7 hari kerja. Placement Tenor Rate Normal Rate Spesial Cashback (setelah dipotong pajak) Rp100.000.000 3 Bulan 4,00% 6,75% Rp1.350.000 Rp200.000.000 4,00% 7,00% Rp2.800.000 Rp500.000.000 5,00% 7,00% Rp7.000.000 Rp1.000.000.000 5,00% 7,50% Rp15.000.000 * Satu Nasabah bisa melakukan penempatan berkali-kali

Jenis Benefit bluNewbie Saldo: Rp 1 - 1 juta bluPro Saldo: Rp 1 -10 juta bluGrande Saldo: Rp 10 - 50 juta bluElite Saldo: Rp 50 juta – 500 juta bluRoyal Saldo: >Rp 500 juta Berlaku Efektif Kuota benefit akan di-reset setiap awal tahun dan tidak dapat diakumulasi. * GarudaMiles akan diberikan setelah aktivasi kartu berhasil dan telah melakukan transaksi pembelanjaan offline & online minimum Rp 50.000 dalam satu kali transaksi dan tidak berlaku untuk transaksi di mesin ATM, top up e-wallet dan e-money, pembayaran tagihan, sumbangan, transaksi di organisasi sosial/keagamaan, dan pelayanan pemerintah sesuai dengan kategori yang ditentukan oleh Mastercard ** Penukaran GarudaMiles dapat dilakukan melalui sales counter & CS GarudaMiles *** Prioritas Penanganan Bagasi berlaku di semua rute keberangkatan dan kepulangan domestik, dan keberangkatan internasional dari Indonesia **** Lounge hanya berlaku untuk rute keberangkatan domestik dan internasional di Bandara Soekarno Hatta (Jakarta) dan Bandara I Gusti Ngurah Rai (Denpasar) ***** Layanan GPS Signature & GPS Precious akan mengikuti ketentuan layanan Garuda Indonesia Welcome Bonus Aktivasi Kartu* 600 GarudaMiles 600 GarudaMiles 600 GarudaMiles 600 GarudaMiles 600 GarudaMiles Langsung setelah aktivasi kartu Layanan Antrean Check In Khusus (CGK,DPS) ✓ ✓ ✓ ✓ ✓ Termasuk keluarga Langsung setelah aktivasi kartu Perolehan GarudaMiles dari Transaksi ✓ ✓ ✓ ✓ ✓ Langsung setelah aktivasi kartu Diskon Penukaran GarudaMiles** Diskon 10% Diskon 10% Diskon 10% Diskon 10% Diskon 10% Langsung setelah aktivasi kartu Ekstra Bagasi - 5kg domestik 5kg domestik 10kg 20kg Tanggal 1 di bulan berikutnya setelah aktivasi kartu Prioritas Penanganan Bagasi*** - - - ✓ ✓ Tanggal 1 di bulan berikutnya setelah aktivasi kartu Garuda Executive Lounge**** - - - 2x gratis/ tahun 5x gratis/ tahun Tanggal 1 di bulan berikutnya setelah aktivasi kartu Garuda Priority Service (GPS)**** - - - Diskon 25% GPS Signature 1x gratis GPS Precious/ tahun & diskon 50% GPS Signature/ Precious Tanggal 1 di bulan berikutnya setelah aktivasi kartu Bebas Biaya Transfer Miles - - - 5x s.d 2.000 GarudaMiles 10x Tanggal 1 di bulan berikutnya setelah aktivasi kartu Fast track ke GarudaMiles Gold - - - - GarudaMiles Gold Transaksi 8 juta/ bulan selama 5 bulan berturut-turut Tanggal 1 di bulan berikutnya setelah aktivasi kartu Bonus GarudaMiles Ketika Ulang Tahun - - - - ✓ Tanggal 1 di bulan berikutnya setelah aktivasi kartu Cek cara claim dan ketentuan benefit di sini Program Welcome Bonus Transaksi Kartu Bonus GarudaMiles Program berlaku untuk Garuda x bluDebit Card yang diaktivasi hingga 31 Januari 2025 Periode 60 hari kalendar dihitung mulai dari tanggal aktivasi Garuda x bluDebit Card Welcome bonus ini akan dikreditkan ke akun GarudaMiles Nasabah selambat-lambatnya 30 hari kerja dari akhir periode 60 hari kalendar Nasabah selama kuota masih tersedia 2.000 GarudaMiles Minimal transaksi Rp 2 juta dalam 60 hari dan mempertahankan saldo rata-rata minimal Rp 10 juta selama 60 hari 3.000 GarudaMiles Minimal transaksi Rp 3 juta dalam 60 hari dan mempertahankan saldo rata-rata minimal Rp 50 juta selama 60 hari 5.000 GarudaMiles Minimal transaksi Rp 5 juta dalam 60 hari dan mempertahankan saldo rata-rata minimal Rp 500 juta selama 60 hari

12.Mayapada 13.Mandiri 14.Sinarmas 15.Danamon

5.HSBC 6.BNI 7.MNC 8.DBS 9.OCBC 10.Mega 11.Maybank

1.BCA 2.UOB 3.CIMB Niaga 4.Panin

Berikut daftar Bandara yang dapat Anda nikmati: Kota Nama Bandara Lounge Jakarta Bandar Udara Soekarno Hatta Cengkareng (Terminal Domestik) Blue Sky T3 Lounge Bali Bandar Udara Internasional I Gusti NgurahRai (Terminal Domestik) Concordia Lounge Medan Bandar Udara Kualanamu (Terminal Domestik) Saphire Lounge Balikpapan Bandar Udara Balikpapan (Terminal Internasional) BlueSky Premiere Lounge Semarang Bandar Udara International Achmad Yani (Terminal Domestik) Concordia Lounge Lombok Bandar Udara International Lombok (Terminal Domestik) Concordia Lounge Makassar Bandara Internasional Hasanudin Makassar (Terminal Domestik) Concordia Lounge Yogyakarta Bandara InternasionalYogyakartaKulon Progo (Terminal Domestik) Concordia Lounge Surabaya Bandara Internasional Juanda T1 (Terminal Domestik) Concordia Lounge

Jenis Kartu Akses airport lounge Danamon American Express® Platinum Card Untuk 2 orang Kartu Danamon American Express® Gold Kartu Danamon American Express® Green Kartu Kredit Danamon World Elite™ Mastercard® Kartu Kredit Danamon VISA Infinite Kartu Kredit Danamon JCB Precious Kartu Kredit Danamon Mastercard® World Kartu Kredit Danamon Mastercard® World Business Untuk 1 orang Kartu Kredit Danamon VISA dan Mastercard® Platinum Untuk 1 orang (berlaku pendebetan 10.000 D-Point pada tagihan berikutnya atau Rp 100.000 apabila D-Point tidak mencukupi pada saat pendebetan)

Tukar BNI Rewards Point Airport Lounge Lokasi Periode Mekanisme Jenis Kartu Berlaku Keterangan Blue Sky Premier Lounge Terminal 2 Bandara Soekarno Hatta Hingga 31 Juli 2025 Tunjukkan boarding pass dan tukar BNI Rewards Point Satu kartu berlaku untuk 2 orang selama point masih mencukupi Kartu Kredit BNI JCB Ultimate, Kartu Kredit BNI Visa Signature dan Kartu Kredit BNI Visa Infinite, Kartu Kredit BNI Mastercard World, Kartu Kredit BNI Batik World Tunjukan boarding pass dan tukar BNI Rewards Point Saphire Lounge Terminal 3 Domestik Bandara Soekarno Hatta Hingga 31 Juli 2025 Tunjukkan boarding pass dan tukar BNI Rewards Point Satu kartu berlaku untuk 2 orang selama point masih mencukupi Blue Sky Lounge Airport Batam Bandara Hang Nadim Hingga 31 Juli 2025 Tunjukkan boarding pass dan tukar BNI Rewards Point Satu kartu berlaku untuk 2 orang selama point masih mencukupi Blue Sky Lounge Airport Balikpapan Bandara Sultan Aji Muhammad Sulaiman Hingga 31 Juli 2025 Tunjukkan boarding pass dan tukar BNI Rewards Point Satu kartu berlaku untuk 2 orang selama point masih mencukupi Layanan Executive Lounge Airport Lounge Lokasi Kota Periode Mekanisme Jenis Kartu Berlaku Keterangan Blue Sky Premier Lounge Terminal 2 Bandara Soekarno Hatta Jakarta Hingga 31 Juli 2025 Rp 1,- Kartu Kredit BNI Corporate Gold, Platinum dan Kartu Kredit Pemerintah (KKP) dan Kartu Kredit Pemerintah Daerah (KKPD) Tunjukan boarding pass dan Kartu Kredit Corporate, nikmati Rp 1,- executive lounge untuk 1 orang Saphire Lounge Terminal 3 Domestik Bandara Soekarno Hatta Jakarta Hingga 31 Juli 2025 Rp 1,- Blue Sky Lounge Airport Batam Bandara Hang Nadim Batam Hingga 31 Juli 2025 Rp 1,- Blue Sky Lounge Airport Balikpapan Bandara Sultan Aji Muhammad Sulaiman Balikpapan Hingga 31 Juli 2025 Rp 1,-

Daftar Executive Lounge NO KOTA NAMA LOUNGE JENIS BANDARA 1 Jakarta Blue Sky Lounge T2 Airport Lounge Soekarno Hatta – T2 Domestik 2 Jakarta Saphire Blue Sky Lounge T3 Airport Lounge Soekarno Hatta – T3 Domestik (Gate 13 & 18) 3 Jakarta Burger King Merchant Lounge (Potongan Rp.100.000 tanpa min transaksi) Soekarno Hatta – T3 Internasional (Mezzanine) 4 Jakarta Delice Maison Merchant Lounge (Potongan Rp.100.000 tanpa min transaksi) Soekarno Hatta – T3 Internasional (Gate 9) 5 Jakarta Pizza Hut Merchant Lounge (Potongan Rp.100.000 tanpa min transaksi) Soekarno Hatta – T3 Internasional (Mezzanine) 6 Jakarta Malacca Toast Merchant Lounge (Potongan Rp.100.000 tanpa min transaksi) Soekarno Hatta – T3 Keberangkatan (Gate 28) 7 Medan Sapphire Lounge Airport Lounge Kualanamu (Domestik) 8 Pekanbaru Blue Sky Lounge Airport Lounge Sultan Syarif Kasim II 9 Batam Blue Sky Lounge Airport Lounge Hang Nadim 10 Padang Banua Premiere Lounge Airport Lounge Bandara Minangkabau 11 Palembang Blue Sky Lounge Airport Lounge Sultan Mahmud Badaruddin II 12 Palembang Pempek Candy Merchant Lounge (Potongan Rp.100.000 tanpa min transaksi) Sultan Mahmud Badaruddin II 13 Semarang Concordia Lounge Airport Lounge Ahmad Yani 14 Solo Concordia Lounge Airport Lounge Adi Sumarmo 15 Kulonprogo Concordia Lounge Airport Lounge NYIA 16 Surabaya Concordia Blue Sky Lounge Airport Lounge Juanda – Terminal 2 17 Surabaya Concordia Lounge Airport Lounge Juanda Internasional 18 Malang East Java Lounge Airport Lounge Abdul Rachman Saleh 19 Denpasar Concordia Lounge Airport Lounge I Gusti Ngurah Rai 20 Lombok Concordia Lounge Airport Lounge Bandara Lombok 21 Kupang Concordia Lounge Airport Lounge El Tari 22 Balikpapan Blue Sky Lounge Airport Lounge Sepinggan 23 Pontianak Blue Sky Lounge Airport Lounge Supadio 24 Banjarmasin Concordia Lounge Airport Lounge Syamsuddin Noor 25 Samarinda Blue Sky Lounge Airport Lounge Aji Pangeran Tumenggung Pranoto 26 Makassar Concordia Lounge Airport Lounge Sultan Hasanuddin 27 Manado Concordia Lounge Airport Lounge Sam Ratulangi 28 Ambon Concordia Lounge Airport Lounge Pattimura Ambon 29 Jakarta Coffee Bean Merchant Lounge Soekarno Hatta Terminal 3 Domestik (Gate16), Terminal 2F Internasional, Terminal 2E Domestik; Halim Perdana Kusuma 30 Medan Coffee Bean Merchant Lounge Kualanamu 31 Makassar Coffee Bean Merchant Lounge Hasanudin 32 Bali Revolver Coffee - Gate 4 Terminal Keberangkatan Domestik; Terminal Keberangkatan Internasional Merchant Lounge I Gusti Ngurah Rai 33 Bali Made's Warung - Shopping Arcade, Terminal Keberangkatan Domestik; Terminal Keberangkatan Internasional Merchant Lounge I Gusti Ngurah Rai 34 Bali Mamosh Coffee - Gate 5, Keberangkatan Domestik Merchant Lounge I Gusti Ngurah Rai 35 Bali Sotoku - Gate 5, Keberangkatan Domestik Merchant Lounge I Gusti Ngurah Rai 36 Surabaya Dunkin Donut - Terminal 1 Lt. 1, Terminal 1 Lt. 2, Terminal 2 Lt.1, Terminal Internasional Merchant Lounge Djuanda 37 Surabaya Soerabaja Cafe - Terminal 2 Lt.1, Terminal 1 Merchant Lounge Djuanda 38 Surabaya Dante Coffee - Terminal 1 Merchant Lounge Djuanda 39 Pontianak Aming Coffee - Terminal keberangkatan Merchant Lounge Supadio

1.Mandiri (Berlaku hingga 31 Desember 2024) Jenis Kartu BIN MEKANISME AIRPORT LOUNGE Free (trx Rp 1) Tukar Livin’poin Mastercard World Elite 5377 93 XX √ Pendamping Mastercard World Prioritas 5362 79 XX √ Pendamping Visa Signature & Golf Signature 4149 31 XX √ Pendamping Visa Corporate Card Platinum 4895 94 XX √ - Visa Corporate Card Gold 4340 75 XX √ - Mastercard Corporate (SME Card) 5293 43 XX √ - Kartu Kredit Pemerintah (KKP) Visa Platinum 4895 94 XX √ - Kartu Kredit Pemerintah (KKP) Visa Gold 4340 75 XX √ - Kartu Kredit Pemerintah Domestik (KKPD) 6032 98 XX √ - Co-Brand Platinum Sulselbar 4501 85 XX √ - Co-Brand Platinum Kaltimtara 4004 81 XX √ - Fengshui Card 5573 38 88 √ - Mastercard Skyz Card 5243 25 XX - √ Visa Platinum 4259 45 XX - √ JCB Precious 3563 50 XX - √ Co-Brand MyPertamina 5573 38 XX Tukar Rp2 -

Garuda mengadakan program bonus up to 100% garuda miles hingga 10 desember 2024.

Kabar baik untuk Anda yang akan berkunjung ke Garuda Indonesia Travel Festival (GATF) 2024 di Istora Senayan, Jakarta. Dapatkan penawaran Flash Sale mulai pukul 13.00-15.00 WIB dengan diskon 50% di booth GarudaMiles untuk berbagai layanan, meliputi: Garuda Priority Services (GPS) Lounge Access Prepaid Baggage Good news for visitors at Garuda Indonesia Travel Festival (GATF) 2024. Join us at Istora Senayan, Jakarta, and enjoy our exclusive Flash Sale from 1:00 PM to 3:00 PM WIB with 50% discounts at GarudaMiles booth for the following services: Garuda Priority Services (GPS) Lounge Access Prepaid Baggage Take advantage this special opportunity to elevate your travel comfort. Visit the GarudaMiles booth at GATF 2024 and grab these incredible deals today only from 1 p.m. to 3 p.m. with 50% discount.

Kartu Kredit Jenius – Bonus Aktivasi CASHBACK HINGGA Rp500.000 Berlaku hingga 28-02-2023 Belum punya akun Jenius? Ada cashback buat kamu yang baru aktivasi dan bertransaksi pakai Kartu Kredit Jenius! #MelangkahMudah Mekanisme Dapatkan cashback hingga Rp500.000 setelah aktivasi dan bertransaksi dengan Kartu Kredit Jenius. Ketentuan jumlah transaksi dan cashback yang didapat: Akumulasi transaksi min. Rp500.000 dapat cashback Rp100.000 Akumulasi transaksi min. Rp2.500.000 dapat cashback Rp250.000. Akumulasi transaksi min. Rp5.000.000 dapat cashback Rp500.000. Akumulasi transaksi dihitung untuk seluruh transaksi offline dan online dengan Kartu Kredit Jenius (kartu fisik maupun virtual), kecuali transaksi tarik tunai. Berlaku hingga 28 Februari 2023 dengan kuota sebagai berikut: 1.500 pengguna pertama untuk cashback Rp100.000. 150 pengguna pertama untuk cashback Rp250.000. 100 pengguna pertama untuk cashback Rp500.000. Akumulasi transaksi sesuai ketentuan di atas dihitung hingga 7 Maret 2023. Pengguna Jenius hanya punya 1x kesempatan untuk mendapatkan bonus cashback setelah aktivasi dan bertransaksi dengan Kartu Kredit Jenius sesuai periode dan ketentuan yang berlaku. Cashback sesuai ketentuan di atas dikirim pada laporan tagihan (billing statement) Kartu Kredit Jenius bulan berikutnya, maks. 31 Maret 2023. Syarat dan Ketentuan Penawaran berlaku untuk pengguna Jenius yang melakukan aktivasi Kartu Kredit Jenius hingga tanggal 28 Februari 2023 dan bertransaksi sesuai ketentuan di atas hingga maks. 7 Maret 2023. Cashback diberikan ke pengguna Jenius yang lebih dulu mencapai akumulasi transaksi di periode program selama kuota tersedia. Komplain dapat dilakukan maksimal 2 laporan tagihan (billing statement) setelah program selesai. Jenius berhak mengubah Syarat dan Ketentuan program dengan pemberitahuan terlebih dahulu. Jenius berhak membatalkan pemegang kartu mengikuti program ini dan/atau menerima hadiah, jika: Melakukan tindakan atau dicurigai melakukan perbuatan jahat, curang, atau tindakan yang melanggar ketentuan hukum dan perundang-undangan terkait dengan penggunaan Kartu Kredit Jenius, fasilitas atau layanan Jenius yang dimiliki termasuk namun tidak terbatas pada adanya tarik tunai di merchant, manipulasi transaksi oleh pemegang kartu dan/atau merchant, dan tindakan curang lainnya menurut pertimbangan Jenius. Tidak memenuhi ketentuan untuk mengikuti program dan/atau menerima hadiah. Tidak mematuhi ketentuan hukum dan perundang-undangan yang ada serta Syarat dan Ketentuan penggunaan program/hadiah, yang mungkin ditentukan oleh merchant yang berpartisipasi.

TheBlock's secret funding The Block Chief Executive Officer Michael McCaffrey resigned after failing to disclose the loans $43 million, of which $16 million was used to purchase real estate in the Bahamas. These loans were apparently kept secret from employees, as McCaffrey was the only member on the board. Run Do Kwon run It has emerged that Terraform Labs CEO Do Kwon could have moved to Serbia. The South Korean Ministry of Justice is requesting assistance from the Serbian government to locate Kwon. However, there is the possibility that Kwon has already left the country. South Korean authorities issued an arrest warrant for the Terra co-founder in September, and this was followed by an Interpol Red Notice. Playing it safer Tether, the issuer of USDT has stated that it will eventually stop the practice of lending out funds from its reserves. This statement came amid FUD from mainstream media concerning its secured loans. The company reiterated that its secured loans are over-collateralized, but will be eliminating these loans throughout 2023. Mr. Wonderful hits out at Binance Kevin O’Leary of Shark Tank fame, has claimed that Binance caused the collapse of FTX. The Canadian entrepreneur was speaking at the Senate Committee on Banking, Housing and Urban Affairs hearing on the FTX collapse, and mentioned “One put the other out of business–intentionally.” Coinbase recovery tool for ERC-20 tokens! Coinbase has launched a recovery tool with support for roughly 4,000 erc-20 tokens. Affected users will be able to fill up a form with the Ethereum TXID for the lost assets, and the contract address. Eligible tokens for the service include Wrapped Ether (WETH), TrueUSD (TUSD), and staked Ether (stETH). Here are the top trending coins for this week!

The Argentine Football Association Fan Token (ARG) has risen by 20.4% to $3.80 ahead of their World Cup semi-final match against Croatia later today. As the last one standing out of the four major national team tokens, it is likely that ARG will continue its uptrend, should they succeed in making it to the final. Otherwise, Croatia's Fan Token (VATRENI) may be the one pumping instead. GMX Goes For Glory As the FUD against CEXs heats up with Binance thrown into the mix, decentralized perpetuals platforms are stealing the spotlight. One of the top protocols, GMX, continued its ascent since yesterday, climbing 7.6% to $59.95, just a few bucks short of its all-time-high of $62.10.

Onomy has inspired a global set of contributors and community members across the globe to launch an ecosystem that will be decentralised from day one, inclusive of an on-chain DAO-governed treasury. After a highly-successful testnet with 800,000+ transactions, Onomy has now launched mainnet. $NOM, as the native coin, will underpin the Onomy ecosystem, so here’s everything you need to know. Onomy’s Bonding Curve launches Tuesday, the 6th of December, at 3pm UTC. The only official link is: https://bco.onomy.io/ What Does $NOM Do? In short — transaction fees, bridge fees, rewards for helping to secure the network via PoS staking, governance, collateral, and multiple tie-ins within Onomy’s products. As part of Onomy’s Layer-1 network and Arc Bridge Hub, $NOM is used to cover the fees associated with transactions occurring within the ecosystem. As a Tendermint BFT based chain via the Cosmos SDK, fees are minuscule most of the time, aiding scalability. $NOM is staked to secure the Onomy Network, which uses Proof-of-Stake consensus. By bridging tokens from the bonding curve and bonding them with validators, delegators are able to earn rewards for securing the network. Staking rewards are programmatically adjusted depending on the staking ratio and inflation rate, which are pre-determined before launch and can only be changed post-launch by DAO-vote. See more about Onomy’s expected staking rewards here. $NOM will also confer governance rights to holders who can vote on proposals about the direction of the protocol in the Onomy DAO. Possible proposals include the deployment of new features, funding community initiatives, marketing and developer teams, changing the blockchain and/or product parameters, and more. $NOM is further integrated into products, such as the Onomy Exchange. The Onomy Exchange uniquely does not charge static fees to users who trade — instead, the AMM still collects fees by capturing the spread between the bid and the ask, as a normal market maker does. These earnings are then shared with LPs and used to programmatically buy and burn $NOM and deflate the overall supply over time without any central management whatsoever. $NOM will also play a central role in bringing Forex markets on-chain. $NOM Markets and Availability $NOM will first be obtainable by swapping $ETH for bNOM via the Onomy Bonding Curve, then bridging to the Onomy Network for mainnet $NOM, with the $bNOM being burned. $NOM can then be used for all of its utility described, and users may bridge $NOM to various blockchains integrated into the Arc Bridge Hub. The token will also be available on centralised and decentralised exchanges outside of Onomy’s ecosystem in due time. $NOM Tokenomics The Onomy Network has a genesis supply of 100M NOM, distributed as such: 45% in on-chain Treasury managed by DAO 20% Ecosystem to support market makers, validators, exchange listings, incentives, and more 20% to Early Backers and Partners 15% Team and Advisory Backer, team, and advisor tokens are vested for 24–36 months, with a 12 month cliff, whereas DAO tokens are only usable following successful DAO governance votes, with the system programmatically funding proposals when approved, with no central key management by any Onomy contributor. The $NOM supply will increase from inflationary rewards and bridges from the bonding curve.

Stable farming on Arbi Have stables sitting around on Arbitrum? You can check Sperax, an auto-yield stablecoin (USDs) native to Arbitrum. Users can mint USDs 1:1 with USDC, DAI, or FRAX as collateral. USDs holders will earn ~11% APY on their USDs without any action required by the user - USDs balances will simply increase automatically roughly every 7 days. Do check out their documentation for more info on how its auto-yield mechanism works. There are also other farming opportunities available which you can check out here. Cross-chain trading! There's another cross-chain trading platform in town! Hashflow has teamed up with crypto bridge Wormhole Protocol, to enable cross-chain swaps. According to Hashflow, all trades are MEV-protected, and come with zero slippage. This means that users will get exactly what they swapped for. Currently, the feature is only available for stablecoins on a variety of chains. For more info on Hashflow's latest partnership, check it out here. An inflation-resistant store of value? The brains behind Ampleforth (AMPL) are preparing to launch a new product in the form of SPOT. SPOT is set to be an inflation-resistant store of value. Consisting of a basket of assets on-chain, it will be redeemable by SPOT token holders at anytime. Meanwhile, the price of SPOT can float, meaning its value can increase or decrease. The aim is to fill the gap between speculative cryptocurrencies and dollar substitutes.

Utopia is your all-in-one kit for secure instant messaging, encrypted e-mail communication, anonymous payments and private web browsing. Secure and surveillance resistant communication Instant encrypted text, voice and e-mail communication. Built-in wallet, crypto cards and API for merchants Send and receive payments in Utopia own Crypton e-currency. Decentralized P2P network No central servers. Each user participates in network routing. Mining made easy Earn cryptons by running Utopia mining bots online. Designed for anonymity Utopia ensures your privacy. Your IP address and identity cannot be revealed. uNS - Utopia Name System Truly decentralized and non-censored registry, equivalent of classic DNS. Secure web browser Tor alternative. Surf the Utopia ecosystem by using built-in Idyll browser. Secure storage and transmission Utopia uses 256-bit AES and curve25519 high-speed encryption. The Ultimate Online Toolkit for Instant Messaging, Payments and Private Browsing Utopia is freedom, anonymity, and censorship-free driven product designed for secure communication, anonymous payments and truly free Internet without borders. Total surveillance, information flow control, and official deceptions are exactly what Utopia is intended to prevent. When you use Utopia Big Brother is no longer watching you. With Utopia you are able to bypass online censorship and firewalls, meaning that you are free to communicate with whoever you want whenever you want. Freedom of speech is guaranteed by Utopia ecosystem. User physical location cannot be revealed. Communication and data cannot be intercepted and read by a 3rd party. All account data is stored on Utopia user's local device in an encrypted file. Over the past 6 years, a group of developers united by a common and global mission has created this perfect and exceptional product for you. With help of Utopia decentralized peer-to-peer ecosystem, that incorporate a global referendum mechanism with no geographic limitations, we can rapidly shift the balance of power and transfer the immense resources of our planet to a single decentralized entity.

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Some of today's market movements Smaller Hikes Ahead BTC and ETH enjoyed a small but significant price increase after the Chairman of the Federal Reserve, Jerome Powell, signaled that interest rate hikes are likely to shrink over the coming months. As a result, Bitcoin smashed through the $17,000 mark, rising by 2.3% to $17,191. Not to be left behind, Ether equally enjoyed a 2.7% increase, hitting a daily high of $1,303. Banking in the BLANK The narrative around privacy and taking control of your crypto wallets remains strong as BlockWallet continues its run that started just a week ago. Since 24 November, the wallet's utility token, BLANK, has risen by 237.1% to $0.216, maintaining its momentum thanks to the recent uptrend in the crypto markets.

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Kaspa is the fastest and most scalable instant confirmation transaction layer ever built on a proof-of-work engine. Transactions sent to miners can be included immediately in the ledger, which is structured as a revolutionary blockDAG. Kaspa is based on the GhostDAG/PHANTOM protocol, a scalable generalization of the Nakamoto Consensus (Bitcoin consensus). Its design is faithful to the principles Satoshi embedded into Bitcoin — proof-of-work mining, UTXO-formed isolated state, deflationary monetary policy, no premine, and no central governance. Kaspa is unique in its ability to support high block rates while maintaining the level of security offered by the most secure proof-of-work environments. Kaspa’s current mainnet operates with one block per second. After the ongoing rust language rewrite, the core developers goal is to increase the number of blocks per second substantially, attracting the development of smart contracts and DeFi. SOLVING THE TRILEMMA Traditional cryptocurrencies suffer from a security-scalability-decentralization tradeoff: decentralized cryptocurrencies must limit their block creation rate in order to limit “orphans”, off-chain blocks created during the time it takes for a latent block to be propagated across the network. A high orphan rate decreases the effectiveness of the PoW network, thus decreasing its defense against attacks from malicious actors joining the open network. To solve this tradeoff, Kaspa’s consensus layer uses GhostDAG, a proof-of-work consensus protocol that generalizes Nakamoto’s chain into a directed acyclic graph of blocks ( blockDAG). GhostDAG incorporates”orphan” blocks into the chain to form a blockDAG, and then uses a novel greedy algorithm to order the blocks such that well-connected, honest blocks are favored, quickly and with high probability. GhostDAG allows Kaspa to circumvent the traditional tradeoff of blockchains, improving on block rate by orders of magnitude while maintaining the theoretical security guarantees of Bitcoin. This results in a cryptocurrency that is supported by 51% security, has a high number of miners / nodes, and has throughput on the order of one block per second. This is unlike existing cryptocurrencies, which inevitably trade off on having small numbers of validator nodes or lower BFT security (33% threshold needed for malicious actors to attack the network). Fast Confirmations Traditional cryptocurrencies’ slow block rates indicate slow confirmations, i.e., the time it takes for a transaction to be published on the blockchain. Kaspa’s consensus layer supports fast, subsecond confirmations— a fast first confirmation, which enables use cases that need immediate proof of publication (but not immediate irreversibility), such as e-commerce. High Throughput Traditional cryptocurrencies’ slow block rate also indicates low transaction throughput. Using GhostDAG, Kaspa’s consensus layer removes security as a bottleneck for high throughput, allowing block rate and block size increase up to what the network can handle. Kaspa also optimizes bandwidth cost and network infrastructure for high throughput. Mining Decentralization Traditional cryptocurrencies’ slow block rate also indicates high variance of mining income (i.e. irregular mining rewards due to the difficulty of finding a block), incentivizing miners to join larger and larger mining pools—which combine computing power and distribute smaller, more regular mining incomes to participants—as the network grows and the block difficulty increases. This centralizes the consensus power into the hands of a few pool managers. Kaspa’s consensus layer’s fast block rate decreases the variance of mining income – which decreases the incentive to join mining pools – contributing to mining decentralization.